60 Years Old and Nothing Saved for Retirement - Top 12 Recommendations

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At 62 I am right on track to retire well at 102

The thing I most appreciated, beyond the good advice, was the calm tone. Don't panic, folks, and don't get distracted or caught up in blame: just slow and steady, eyes on the prize.

I am 68, no retirement plan, but I am still working and have good health. I am about to graduate from college soon, I guess not everything is bad . Your videos are so inspiring it helps me to see light in the tunnel. Thank you

I just stumbled to this video. I'm 59 and no retirement savings. I almost give up and thinking I have no more chance. But this one inspired me and open up my mind. Thank you so much

This guy is a total classic, found by accident here. Reminds me very much of a number of my junior high and high school teachers, who back in the 70s and 80's were basically kindly but smart WW2 veterans; never seen without a neck-tie under any circumstances, drove lengthy Buicks or Oldsmobile sedans (Cadillacs were too ostentatious). They were never 'patriarchal', egotistical (or flamboyant), and you could rely on them without end. Almost all quietly professed some faith in a higher power. As I aged I began to mourn the loss of their generation (like Lane's father) as they began to disappear from public spaces and consciousness, but...here's a living example of that mid-century archetype, somehow extended. Refreshing. I'm going to subscribe!

I grew up in the 60s in an extremely poor single parent family. As an adult I never wanted to continue the poverty cycle and as a result I have lived on a budget my entire life. I could never understand why people didn’t all live like this. Being debt free gives me so much peace of mind.

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.

1. Get a job 2. Get a job 3. Get a job 4-12. Get a job 13. Spend Nothing, Live with your mother

I'm currently putting in every single minute towards my retirement, made some not so proud money decisions in my earlier years and I hope to redeem myself before retirement, the goal is $2millions by the time I turn 60

I am new to this channel. I have to admit, not having a lot saved for retirement in my 60s has felt like a "shameful" secret. So glad to know I'm not the only one...! I like the idea of thinking outside the box. I'm familiar with most of these suggestions but appreciate the reminders. Thank you so much.

If you are over sixty and in good health there is nothing to worry about.You can start a small business and earn quite a lot.I am 62 and finances are not my problem.Keeping good health is my first priority.With good health you can still earn.Owning your home is also a plus.

You must be a very different financial planner. Most that I see online or in person want nothing to do with anyone with a net worth or investments less than $250,000. But people who have nothing need advice more than anyone! Thanks for your encouragement!

I’m a widow. I really up my getting my finances in order when my husband started having health problems. I always saved but I knew it was more important because of his health since he was the main breadwinner. So, I paid off everything by sacrificing so I could live well later. And it worked. I looked at financial video, TV programs, read books and attended seminars, remodeled the kitchen to make our lives a pleasing as possible in his last days on a modest income. So, as he said “ it’s not about how much you make but how much you save”. YOU CAN DO IT! Thank you Sir.

Recommendation #13, Consider retiring overseas. Most countries have a much lower cost of living than the good ole U.S.A. There are also countries like Malaysia and Belize where English is a National language and you could retire on your social security alone and still have some money left over at the end of the month. Worth considering as an option.

I am in my mid 40s, haven't begun my retirement plan and want my financial portfolio to be set to where I no longer have to worry about having enough financially. I am looking for your help please.

Just found you. At 70 I had NOTHING...been working all my life. Having a degree, went back to work...and now, at 75, can retire with $2,000 a month. Not great, but my faith and good health keeps me going. Thank you so much for these excellent truths!

Sixty years old here. Never married. No dependents. I literally ran across this video about ten minutes ago, and I do not believe it was "by accident." Nothing saved for retirement, and I do not ever see myself doing that in the near future. I will not go into the gory details, but suffice it to say this information and instruction is quite timely for me. I am presently unemployed but actively seeking employment. As a result of watching this video, I am now empowered to begin taking my baby steps for making the necessary changes. Your story about thinking outside the box is also an inspiration to me and provides much food for thought. Thank you for sharing this video. I sincerely hope to be able to catch more.

Greetings from Wales. I have almost zero income and zero savings (thankfully own my own home) so I'm not sure why I watched your video but for the first time ever, I took notice of a financial consultant. You have a very good way of delivering this kind of info that doesn't make me cringe, as I usually do when listening to such advice. Not all the info is relevant here in the Dis-United Kingdom, but the approach certainly is. Thanks or "Diolch" as we say in Wales.

This video is what my current situation is. Thank you for the advice. But one thing I love in the way you present this problem to people with no retirement savings is setting you and your family as an example on how to overcome the problem. I can read it in you the sincerity, honesty and determination to be able to avoid paying rent. With your wife as a caregiver, you both have big hearts to share to others in need. Thank you for sharing. What a great inspiration!