“You Did This to Yourself”
23,028
Published 2024-07-29
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All Comments (21)
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A 35k car with a commute of walking down some stairs....
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We were all young and dumb. This guy is in great shape either way and has a good head on his shoulders for 23. He will be fine.
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He started off the call taking no accountability. Glad Dave straightened that out up front.
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Dude sounded like the dealership held a gun to his head and forced him to sign the loan lol
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$80k as a bartender... daddy pays well. Above industry rates.
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No one screwed anyone over except the caller doing that to himself.
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Guy is killing it for his age. He should bank as much a humanly possible while living with his folks.
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The dumbest thing you can do at any stage of life is to go into debt for a depreciating asset like a car.
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When a caller on the Ramsey show says “right” that usually means they disagree or they aren’t going to take his advice. I don’t know why half these callers bother.
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He is young enough to recover and learn from this. It is a great lesson and should serve him well on his journey to wealth. He may be better off by being stupid. I learned a hard lesson too and it caused me to be a super saver/investor. I don’t think I would have been so intense had I not been stupid.
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Ken is like …What is this on the Table….must be my Breadcrumbs from my Subway Footlong 😂
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I like the idea that buying something with debt is you already spending the money. Paying off the loan is just admitting it. The most dangerous and disappointing idea credit providers have sold the public is that it's free money.
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"You already spent the money, paying it off is just finally admiting it." Love that line for people who are afraid of using their savings to pay off their debt, because then they would have no savings. Those savings that they think they are protecting are not actually real.
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Ken contemplating what he is gonna have for breakfast lunch and dinerrr and super😂😂
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You decided to buy the cars and get student loans. That's on you, not the car industry.
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I can relate.. when I was that age, I thought having a really cool car was important. Later in life, you realize nobody cares
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And with the interest gone for the car and student loans - INSTANT raise.
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"Right" = "I'm not doing any of it" lol.
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The dumbest thing you can do at any stage of life is to go into debt for a depreciating asset like a car
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He lives above the restaurant and he needs a 35k car?
