Which Investment Makes More MONEY? House or S&P 500

I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.

My Vanguard’s roof never leaks

The dream of home ownership for me is not about investment, but the freedom of owning my own living space, and not living under some one else's thumb. I don't like that people view homes as investments. A home should be a home, nothing else.

I own my house, I have SPY, VOO, VUG, SCHD, VTI, VT, & QQQM. 41 single and multiple sources of income. Work harder and play harder, live below my means.

As a father of two young kids with a growing family and decent good savings and investment. The benefit of being under your own roof and not dealing with some stupid landlords who want to mess with your life is the reason for me wanting my own space. If I was single or was married and wanted no kids, I could probably want to RENT forever, but when you have kids, you want more stability for them.

As a Physician who enjoys living FAR below his means, avoided being perpetually house-poor like all of my friends & coworkers. Just rented very cheaply, (pay less than half of my neighbors) across the street from my hospital & spent decades pouring cash into Fidelity, Vanguard & Blackrock. Now I'm a multimillionaire many times over who was able to retire 25yrs early while my coworkers are still forced to work crazy hours to keep up with their high costs of living in money-pit houses while I travel anywhere, anytime buying absolutely anything I want. This game is about building total net-worth & a house is simply an inefficient vehicle to do this compared to low cost index funds, FXAIX, FZDXX, Brk.A, Brk.B, SMH, Nvidia, etc...

One thing I think is being overlooked is the increasing amounts of rent over time. I purchased my condo 15 years ago. During that time span rents have skyrocketed in my area. Currently, I would need to spend twice as much as my mortgage/HOA/property taxes to rent a similar unit. I always viewed purchasing a home as a way to somewhat lock in housing costs over a long term period time.

At 63 and having owned and sold 2 houses at the wrong time due to marital issues, I rent now, and could not be happier.

I’m 35 and I have about $250k liquid in savings which I plan to put towards becoming a homeowner but based on the current high prices on real estate, do you suggest I hold from buying or do stocks for now?

Do both if possible, doesn’t hurt to diversify

Do both. Buy a house and index funds

Definitely buy 1 real estate property for tax purposes! Other than that dealing with people and properties are a headache!! SCHD never called to ask me for: water heater, clogged pipes, dead tree removal, property taxes, utilities, home insurance, ect......

I’m 26 years old, I see many of my peers in the similar age range rushing & feeling as if they NEED to own property as if it indoctrinates them into some sort of legitimized adulthood. I feel this is a big factor, at least for young adults in making these decisions preemptively and then justifying it by saying that it’s an investment or saying “housing will always get more expensive, might as well get in as soon as possible”. Both of which are valid points, but I always respond with a lot of the points explained in this video, especially the housing is an investment opportunity vs you could instead put that money in an index or stocks. I am currently renting while building an investment portfolio, I definitely want to purchase property at some point. But I think waiting in times like these may be a better call in the long run. Great video!

Granny's 100K house that turned in to a million after 50 years also was 250K tax free and Grandpa was good for another 250K and never had to move out of her house due to Landlord sale ( never keep all your eggs in one basket)😊

Just invest... either way is a win! People think for years and never act on it. Just do it!!

I bought in 2020 with a 2.75 interest rate and built so much equity but not everyone has the same experience

I’d say stocks S&P 500 (voo) is better than a house 🏠. Reason being, Homes need Maintenance. A new roof, new furnace, new siding, new deck, new appliances, electricity bill, taxes, insurance all add up in the end of the day! Voo is just a fee at end of year. I’d rather stocks

Hi, I prefer the index fund instead of etf. What’s the equivalent index funds for SCHG, QQQM, FTEC/VGT, VNQ/FREL? Thanks! :)

Great video Prof. G! We were just talking about this in the comments on your previous video! Thank you and have a great day!

What you said just makes sense, just run the numbers and compare, if it more economical to rent go ahead rent and invest at the end you could buy your house cash